Which entity provides the title guarantee in registered conveyancing?

Which entity provides the title guarantee in registered conveyancing?

• A. The Bank
• B. The Seller
• C. HM Land Registry
• D. The Buyer

Answer: (C)

In registered conveyancing, the protection of title comes from the state-backed system maintained by HM Land Registry. When land is registered, the title is kept in a register that provides indefeasible title to the owner, backed by the Land Registry’s guarantee that the entries in the register are correct and reflect the owner’s rights, subject to any noted interests. So, the entity that provides the title guarantee is HM Land Registry. The bank’s role is to provide financing and secure it, and the seller’s role is to transfer title and warrant their authority to do so, but neither guarantees the title in the registered system. The buyer benefits from the guarantee, but does not provide it.

In registered conveyancing, the protection of title comes from the state-backed system maintained by HM Land Registry. When land is registered, the title is kept in a register that provides indefeasible title to the owner, backed by the Land Registry’s guarantee that the entries in the register are correct and reflect the owner’s rights, subject to any noted interests. So, the entity that provides the title guarantee is HM Land Registry. The bank’s role is to provide financing and secure it, and the seller’s role is to transfer title and warrant their authority to do so, but neither guarantees the title in the registered system. The buyer benefits from the guarantee, but does not provide it.